Services

For individuals and families we look for a good fit to develop a long term relationship as their trusted adviser. But naturally, this doesn’t happen overnight. Initially we often help solve one or more financial planning or investment issues. Some of the more common concerns for many people are:

• Investments - Can you decrease your level of risk and increase returns?
• Retirement – Will your Spending Years be what you want?
• Education Funding – Providing for your children or grandchildren
• Estate Planning – Why not create the legacy you want?
• Risk Management and Insurance  - To protect your assets and gain peace of mind

For a unique summary of services and fees that most people are curious about, look at our Fee Menu.

For nonprofits we offer investment management of endowment funds, as well as education on related issues such as spending policies, investment policy statements, and communicating the “social capital” opportunity to Board members and major donors.

For businesses we offer consulting on 401k and other retirement plans. Often there is a significant opportunity to be taken advantage of in upgrading plans with new options, better communication, increased employee satisfaction, and possibly lower costs.

Harvest Advisers is an independent fee-based financial planning and investment management firm dedicated to improving our clients' lives. We work closely with our clients’ other professionals, and do not prepare taxes or draft legal documents.